Bottom quarter
$72K
Insurance Sales Agent Salary in Philadelphia
Base pay and on-target total cash for a quota-carrying role. Calculated from 1M+ data points, refreshed monthly.
Base salary
Median
$104K
Top quarter
$146K
Top 10%
$189K
Total earnings at quota (base + commission)
Bottom quarter
$79K
Median
$114K
Top quarter
$161K
Top 10%
$208K
Adjusted for Philadelphia at 1.06× the national baseline. Total cash assumes 100% of quota — actual earnings vary by attainment. See the math →
What this number means.
Insurance Sales Agent in Philadelphia pulls a median of $114,480 in total earnings at quota, with a top-quartile band reaching $161,207 and the strongest reps clearing $207,933. Base — your guaranteed floor before commission — sits around $103,880, with the top quarter of base offers landing at $146,280. Total earnings are base + commission at 100% of quota. Pay in Philadelphia runs about 6% above the national baseline. If you're up for review, the right ask sits at the top quarter of total earnings: $161,207 (base + commission at quota).
How to negotiate this
- Anchor$161,207 total earnings — top quarter for reps hitting quota in this market. This is the number you say first.
- Target$137,844 total earnings — where a fair counter lands. Above the middle of the pack, below the anchor.
- Floor$114,480 total earnings — below this, you're under the middle of the market. Walking away gets cheaper than staying.
Carry the math. Not the maybe.
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Insurance Sales Agent elsewhere
Adjacent metros
Read how these numbers are computed →
Numbers are estimates. Your offer depends on the company, the level, the stock piece, and the conversation you're about to have. AMMO is a tool. You are the negotiator.