25th pctl
$91K
Risk Analyst (Insurance) Salary in Houston
What you should make. What you should ask for. Calculated from 1M+ data points, refreshed monthly.
Median (p50)
$108K
75th pctl
$128K
90th pctl
$149K
Adjusted for Houston at 1.03× the national baseline. See the math →
What this number means.
Risk Analyst (Insurance) in Houston pulls a median of $108,150 at mid-IC, with a top-quartile band reaching $127,720 and the 90th percentile at $149,350. Houston's cost-of-living tilt is 1.03× — the band reflects that. $127,720 is what top-quartile Risk Analyst (Insurance) pay looks like in Houston. Don't undersell.
How to negotiate this
- Anchor$127,720 — the top-quartile number. This is the number you say first.
- Target$117,935 — where a fair counter lands. Above the median, below the anchor.
- Floor$108,150 — below this, you're underpaid. Walking away gets cheaper than staying.
Carry the math. Not the maybe.
AMMO is the corner man for the conversation that decides your year. Real comp data, an offer grader, and counter language drafted from your numbers. Get on the list before iOS launch.
Get on the AMMO list →Keep digging.
Risk Analyst (Insurance) elsewhere
Adjacent metros
Read how these numbers are computed →
Numbers are estimates. Your offer depends on company, level, equity structure, and the conversation you're about to have. AMMO is a tool. You are the negotiator.