Bottom quarter
$76K
Mortgage Loan Officer Salary in Austin
Base pay and on-target total cash for a quota-carrying role. Calculated from 1M+ data points, refreshed monthly.
Base salary
Median
$121K
Top quarter
$184K
Top 10%
$247K
Total earnings at quota (base + commission)
Bottom quarter
$89K
Median
$142K
Top quarter
$216K
Top 10%
$290K
Adjusted for Austin at 1.05× the national baseline. Total cash assumes 100% of quota — actual earnings vary by attainment. See the math →
What this number means.
Mortgage Loan Officer in Austin pulls a median of $141,750 in total earnings at quota, with a top-quartile band reaching $215,707 and the strongest reps clearing $289,663. Base — your guaranteed floor before commission — sits around $120,750, with the top quarter of base offers landing at $183,750. Total earnings are base + commission at 100% of quota. Austin sits at 1.05× the national average for pay. $215,707 is what top-quartile Mortgage Loan Officer earnings look like in Austin when you hit quota. Don't undersell the variable.
How to negotiate this
- Anchor$215,707 total earnings — top quarter for reps hitting quota in this market. This is the number you say first.
- Target$178,729 total earnings — where a fair counter lands. Above the middle of the pack, below the anchor.
- Floor$141,750 total earnings — below this, you're under the middle of the market. Walking away gets cheaper than staying.
Carry the math. Not the maybe.
AMMO is the corner man for the conversation that decides your year. Real pay data, an offer grader, and counter language drafted from your numbers. Get on the list before iOS launch.
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Mortgage Loan Officer elsewhere
Adjacent metros
Read how these numbers are computed →
Numbers are estimates. Your offer depends on the company, the level, the stock piece, and the conversation you're about to have. AMMO is a tool. You are the negotiator.