Bottom quarter
$71K
Mortgage Loan Officer Salary in Miami
Base pay and on-target total cash for a quota-carrying role. Calculated from 1M+ data points, refreshed monthly.
Base salary
Median
$113K
Top quarter
$172K
Top 10%
$230K
Total earnings at quota (base + commission)
Bottom quarter
$83K
Median
$132K
Top quarter
$201K
Top 10%
$270K
Adjusted for Miami at 0.98× the national baseline. Total cash assumes 100% of quota — actual earnings vary by attainment. See the math →
What this number means.
Mortgage Loan Officer in Miami pulls a median of $132,300 in total earnings at quota, with a top-quartile band reaching $201,326 and the strongest reps clearing $270,352. Base — your guaranteed floor before commission — sits around $112,700, with the top quarter of base offers landing at $171,500. Total earnings are base + commission at 100% of quota. The Miami adjustment moves the band 2% below the national baseline. The gap between median and top-quarter total earnings is real money — at this role, $69,026 a year. Ask for it.
How to negotiate this
- Anchor$201,326 total earnings — top quarter for reps hitting quota in this market. This is the number you say first.
- Target$166,813 total earnings — where a fair counter lands. Above the middle of the pack, below the anchor.
- Floor$132,300 total earnings — below this, you're under the middle of the market. Walking away gets cheaper than staying.
Carry the math. Not the maybe.
AMMO is the corner man for the conversation that decides your year. Real pay data, an offer grader, and counter language drafted from your numbers. Get on the list before iOS launch.
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Mortgage Loan Officer elsewhere
Adjacent metros
Read how these numbers are computed →
Numbers are estimates. Your offer depends on the company, the level, the stock piece, and the conversation you're about to have. AMMO is a tool. You are the negotiator.