Bottom quarter
$74K
Mortgage Loan Officer Salary in Providence
Base pay and on-target total cash for a quota-carrying role. Calculated from 1M+ data points, refreshed monthly.
Base salary
Median
$118K
Top quarter
$180K
Top 10%
$242K
Total earnings at quota (base + commission)
Bottom quarter
$87K
Median
$139K
Top quarter
$212K
Top 10%
$284K
Adjusted for Providence at 1.03× the national baseline. Total cash assumes 100% of quota — actual earnings vary by attainment. See the math →
What this number means.
Mortgage Loan Officer in Providence pulls a median of $139,050 in total earnings at quota, with a top-quartile band reaching $211,598 and the strongest reps clearing $284,146. Base — your guaranteed floor before commission — sits around $118,450, with the top quarter of base offers landing at $180,250. Total earnings are base + commission at 100% of quota. Providence's cost-of-living tilt is 1.03× — the band reflects that. The number to anchor on for a counter is $211,598 in total earnings. That's where strong reps land — not where they ceiling.
How to negotiate this
- Anchor$211,598 total earnings — top quarter for reps hitting quota in this market. This is the number you say first.
- Target$175,324 total earnings — where a fair counter lands. Above the middle of the pack, below the anchor.
- Floor$139,050 total earnings — below this, you're under the middle of the market. Walking away gets cheaper than staying.
Carry the math. Not the maybe.
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Mortgage Loan Officer elsewhere
Adjacent metros
Read how these numbers are computed →
Numbers are estimates. Your offer depends on the company, the level, the stock piece, and the conversation you're about to have. AMMO is a tool. You are the negotiator.